Intelligence is the ability to adapt to change. – Stephen Hawking My, how things have changed in less than a year. Our court systems and law firms were humming along mediating, litigating, arbitrating, and getting those business and personal disputes settled or resolved in what we refer to as “the normal course of business.” Most, if not all of us, never thought even a year ago, that the way we did business – the business of lawyers and law firms – would have to be completely reimagined to survive and keep dispute resolution moving forward. Read on as we discuss litigation and dispute resolution during a pandemic. Not Exactly Business as Usual Legal disputes did not stop with COVID-19. In fact, it created even more issues to be resolved among businesses, individuals, and insurance companies. It even created new banking, contract, insurance, and employment issues that needed immediate attention. But the more common disputes like breach of contract, warranty cases, real estate disputes, and construction defect cases did not slow down. As such, there was an uptick in these run-of-the-mill cases after we overcame the initial shell shock of the pandemic last spring. The New Normal Surprisingly, in March and April, our business did not slow down much. While the court systems were all but closed to civil matters, we…
Read MoreCyber insurance, also referred to as cyber risk insurance or cyber liability insurance policy coverage, is an insurance policy. Any company that uses technology to do business (i.e. pretty much every company…) should evaluate its need for this type of policy, review the policy language carefully, and verify that policy limits are sufficient. Before cyber insurance coverage became common, in the event of a data breach or other cyber event an insured might have tried to make a claim under its general liability insurance. These claims were frequently denied. With the advent of cyber insurance policies, a more specific product was made available, and may provide the coverage needed. Cyber insurance applies to data breaches and specified cyber events. The typical policy provides coverage for various costs that may be incurred in a data breach situation – for instance, many policies will provide assistance in verifying and recovering from a data breach. As with any insurance policy, it is important to read the exclusions and be aware of events that are NOT covered. Not all policies are created equally. Consideration should be given to your specific goals. Cyber risk insurance often, though not always, covers: Loss or damage to data (i.e. the cost to replace or restore electronic data belonging to the insured…
Read MoreThe Shareholders of Barna, Guzy & Steffen, Ltd. announce that Jennifer C. Moreau has been named Shareholder. Since joining the firm in 2013, Litigation and Business Law Attorney Jennifer Moreau has been an important asset to BGS. She has been instrumental in resolving complex cases for some of the firm’s largest clients, all while managing a growing list of her own satisfied clients. Jennifer’s work includes civil and business litigation as well as employment defense and counseling. She has handled a wide variety of cases, including complex matters, and she conducts all aspects of litigation from beginning to end. Jennifer also regularly assists municipal clients with employment investigations and represents clients in grievance arbitrations. Before joining BGS, Jennifer was employed as a judicial law clerk for the Hon. Robert B. Varco and Hon. Mary A. Yunker, Minnesota District Court, 2007-2013. She graduated magna cum laude from the University of Minnesota Law School in 2007 and with highest distinction and with honors from the University of Nebraska-Lincoln in 2004. BGS congratulates Jennifer on this career achievement and recognizes her as an asset to the legal profession and to the community. It is a pleasure to have Jennifer on the BGS team. Established in 1938, Barna, Guzy & Steffen provides a variety of legal services…
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