No matter the cause or the repercussions, suffering a personal injury can lead to a large amount of stress. In addition to the injuries themselves, you may be dealing with related physical challenges, emotional stressors, or financial difficulties from extensive medical bills and lost wages from time missed from work. We’ve outlined some of the many things to consider when you’ve suffered a personal injury. Types of Personal Injury Cases At Barna, Guzy & Steffen, we’ve worked with a variety of clients who have been injured due to the negligence of others. Types of personal injury cases include motor vehicle accidents, slip and fall incidents, dog bites or other animal attacks, , and product defect or liability to name a few. Another type of personal injury may be caused by premises liability, meaning that an accident occurred due to a dangerous condition on someone else’s property, including commercial, retail, or other public locations. Information and Details About Your Injury When you’ve suffered a personal injury, of course you’ll first want to ensure your safety and the safety of others and seek necessary medical treatment. However, it’s important to obtain as much information as possible about the situation. Details imperative to a personal injury case include basics such as time, location, and the contact…
Read MoreAccidents happen all the time and they can take place anywhere. But, it becomes more serious when you are in a situation that was not your fault. For example, you may have been in a car accident that was caused by another driver or slipped and fell in situations that were unsafe. In these situations, you can be left hurt and confused about what happened, as well as wonder what your options are since you were not at fault. The first thing that people think about after being in a bad situation is making a personal injury claim. This is for a good reason and if you are involved in a situation that has caused you to become injured, there is a need to feel compensated for what happened. This is particularly true if you have suffered loss wages or other damages as a consequence of the accident and it has had a serious impact on your life. So, the first question people normally ask when they are thinking about making a personal injury claim is, what grounds are needed for a personal injury case? Well, it all comes down to your situation and what happened. The first ground you will need to have a personal injury case is that there was some…
Read MoreWinter is approaching and many people rake their leaves, get their cars ready for winter or do other projects to prepare for winter. It might also be a good time to look at your insurance coverages to see if they are outdated or inadequate. It’s better to do so before you run into a problem than to find out afterwards that you do not have enough coverage. [maxbutton id=”2″ ] More Protection Can Be Affordable Many of us bought car insurance when we were younger and times were tight financially, so we purchased the minimum amount of insurance necessary to protect us. However, there is the insurance adage that “the first dollar of coverage is the most expensive.” What that means is that you can significantly increase the protection for you and your family without a proportionate increase in your insurance premiums. Thus, you can double your automobile liability and uninsured/underinsured motorist limits from $50,000/$100,000 to $100,000/$300,000 without doubling your premium. The same is true if you elect to “stack” or increase your “no-fault” coverages that protect you and other family members that reside with you. Again, you can add significantly more protection in the event you or a loved one gets injured for a modest increase in your premium. Most people…
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